Is applying for an apartment a hard inquiry?
Applying for an apartment can be a complex process, and one of the questions that often arises is whether it counts as a hard inquiry on your credit report. A hard inquiry occurs when a lender checks your credit history to evaluate your creditworthiness. This is typically done when you apply for a loan, credit card, or, in some cases, an apartment. Understanding how applying for an apartment affects your credit is crucial for maintaining a healthy credit score and making informed decisions. In this article, we will explore whether applying for an apartment is considered a hard inquiry and what it means for your credit.
